Riskpilot← Back to searchSign inGet full accessLuma Finans AB
ABActiveOrg 5569027344Hammarby Allé 93 4trOther credit granting · NACE 6492Est. 201212 employees
Revenue 2024
SEK 170,6M
+10% vs 2023
EBITDA margin
46.0%
-16% vs 2023
Equity ratio
18.0%
Financial strength
Net profit 2024
SEK 59M
-20% vs 2023
| Revenue | SEK 170,6M | +10% |
| EBITDA | SEK 78,5M | -16% |
| Net profit | SEK 59M | -20% |
| Total assets | SEK 336,2M | +10% |
| Equity | SEK 60,4M | -19% |
| Employees | 12 | — |
Legal name
Luma Finans AB
Org number
5569027344
Legal form
Aktiebolag
NACE code
6492 · Other credit granting
Founded
4 september 2012
Share capital
SEK 50 000
Employees
12 (FTE)
VAT registered
No
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Firman tecknas av styrelsen Firman tecknas ensam av externa firmatecknaren
Company purpose
Bolaget ska bedriva verksamhet avseende lämna krediter till konsumenter enligt lag (2014:275) om viss verksamhet med konsumentkrediter samt därmed förenlig verksamhet.
Address
Hammarby Allé 93 4tr
Phone
+4620117790
Email
leif.pettersson@lumafinans.se
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 51 184 | 135 881 | 402 651 | 154 960 | 170 597 |
| Staff expenses | — | — | — | — | — |
| EBITDA | −6 605 | 34 865 | 73 636 | 93 056 | 78 495 |
| Depreciation & amort. | −127 | −127 | −43 | −22 | −20 |
| EBIT | −6 732 | 34 738 | 73 593 | 93 034 | 78 475 |
| Net financials | −2 704 | −4 605 | −27 137 | 282 | −8 322 |
| Profit before tax | −9 436 | 30 133 | 53 877 | 93 316 | 74 315 |
| Tax | −0 | −0 | −11 759 | −19 574 | −15 325 |
| Net profit | −9 436 | 30 133 | 42 118 | 73 742 | 58 990 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 52 013 | 130 138 | 256 191 | 304 989 | 336 181 |
| Equity | 4 811 | 34 944 | 47 062 | 74 986 | 60 368 |
| Long-term debt | 0 | 43 096 | 91 227 | 101 143 | 102 329 |
| Short-term debt | 47 202 | 52 098 | 117 903 | 128 860 | 173 484 |
| Total debt | 47 202 | 95 194 | 209 130 | 230 003 | 275 813 |
EBITDA margin
46.0%
This company
15.8%
Market median
+191% vs market
20202024
Equity ratio
18.0%
This company
38.2%
Market median
-53% vs market
20202024
Return on equity
97.7%
This company
18.4%
Market median
+431% vs market
20202024
Net profit margin
34.6%
This company
8.1%
Market median
+327% vs market
20202024
Asset turnover
0.51×
This company
1.12×
Market median
-54% vs market
20202024
Debt / equity
4.57×
This company
0.62×
Market median
-637% vs market
20202024
- Annual report 2024Filed via Bolagsverket / SCB · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Bolagsverket / SCB · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Bolagsverket / SCB · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Bolagsverket / SCB · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Bolagsverket / SCB · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
LA External Signatory | External Signatory | 2020 |
MS Audit | Audit | 2025 |
| Former (1) | ||
JC Chief Auditor | Chief Auditor | 2020 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (2) | ||
| Board of Directors | 2020 | |
| Deputy Board Member | 2020 | |
| Former (1) | ||
| Board of Directors | 2020 – 2020 | |
No shareholder data available.
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No registered parent or subsidiaries
Board members of Luma Finans AB also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jarl Christian Elmgren | Chief Auditor | 0 companies |
| Leif Axel Pettersson | External Signatory | 0 companies |
| Mikael Stefan Köver | Audit | 0 companies |
| Hannu Kristian Puolitaival | Board of Directors | 0 companies |
| Sven Daniel Stenberg | Board of Directors | 0 companies |
| Sofia Birgitta Palm | Deputy Board Member | 0 companies |