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Luma Finans AB
AB
Active
Org 5569027344
Hammarby Allé 93, 120 63
Stockholm
Other credit granting
·
NACE 6492
Est. 2012 · 13 years old
12 employees
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Sweden
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Luma Finans AB
Overview
Financials
People & ownership
Related companies
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Financials
Revenue
SEK millions
502M
376M
251M
125M
0M
2020: 51M
51M
2020
2021: 136M (+167% vs 2020)
136M
+167%
2021
2022: 403M (+196% vs 2021)
403M
+196%
2022
2023: 155M (-62% vs 2022)
155M
-62%
2023
2024: 171M (+10% vs 2023)
171M
+10%
2024
EBITDA
SEK millions
126M
84M
43M
2M
-40M
2020: -7M
-7M
2020
2021: 35M (+600% vs 2020)
35M
+600%
2021
2022: 74M (+111% vs 2021)
74M
+111%
2022
2023: 93M (+26% vs 2022)
93M
+26%
2023
2024: 78M (-16% vs 2023)
78M
-16%
2024
Income statement
SEK thousands
Item
2024
2023
2022
2021
2020
Revenue
170 597
154 960
402 651
135 881
51 184
Staff expenses
—
—
—
—
—
EBITDA
78 495
93 056
73 636
34 865
−6 605
Depreciation & amort.
−20
−22
−43
−127
−127
EBIT
78 475
93 034
73 593
34 738
−6 732
Net financials
−8 322
282
−27 137
−4 605
−2 704
Profit before tax
74 315
93 316
53 877
30 133
−9 436
Tax
−15 325
−19 574
−11 759
−0
−0
Net profit
58 990
73 742
42 118
30 133
−9 436
Balance sheet
SEK thousands
Item
2024
2023
2022
2021
2020
Total assets
336 181
304 989
256 191
130 138
52 013
Equity
60 368
74 986
47 062
34 944
4 811
Long-term debt
102 329
101 143
91 227
43 096
0
Short-term debt
173 484
128 860
117 903
52 098
47 202
Total debt
275 813
230 003
209 130
95 194
47 202
Financial ratios
5-year trend
EBITDA margin
46,0 %
This company
15,8 %
Market median
This company
Market median
191% above market
2020
2024
Equity ratio
18,0 %
This company
38,2 %
Market median
This company
Market median
53% below market
2020
2024
Return on equity
97,7 %
This company
18,4 %
Market median
This company
Market median
431% above market
2020
2024
Net profit margin
34,6 %
This company
8,1 %
Market median
This company
Market median
327% above market
2020
2024
Asset turnover
0,51×
This company
1,12×
Market median
This company
Market median
54% below market
2020
2024
Debt / equity
4,57×
This company
0,62×
Market median
This company
Market median
637% above market
2020
2024
Annual reports & filings
Annual report 2024
Filed via Bolagsverket / SCB · Period 2024-01-01 – 2024-12-31
View
PDF
Annual report 2023
Filed via Bolagsverket / SCB · Period 2023-01-01 – 2023-12-31
View
PDF
Annual report 2022
Filed via Bolagsverket / SCB · Period 2022-01-01 – 2022-12-31
View
PDF
Annual report 2021
Filed via Bolagsverket / SCB · Period 2021-01-01 – 2021-12-31
View
PDF
Annual report 2020
Filed via Bolagsverket / SCB · Period 2020-01-01 – 2020-12-31
View
PDF
More on Luma Finans AB
Overview →
Headline figures, risk assessment and company summary
People & ownership →
Management, board and shareholder breakdown
Related companies →
Corporate hierarchy, parent and subsidiary network