Riskpilot← Back to searchSign inGet full accessÅFJORD SPAREBANK
SPAActiveOrg 937902441Stordalsveien 1, 7170 ÅfjordOther monetary intermediation · NACE 6419Est. 190226 employeeswww.afjord-sparebank.no
Revenue 2021
NOK 16,4M
+1176% vs 2020
EBITDA margin
-155.9%
+37% vs 2020
Equity ratio
11.3%
Financial strength
Net profit 2021
NOK -26,5M
-323% vs 2020
| Revenue | NOK 16,4M | +1176% |
| EBITDA | NOK -25,5M | +37% |
| Net profit | NOK -26,5M | -323% |
| Total assets | NOK 2,8B | +8% |
| Equity | NOK 316,8M | +15% |
| Employees | 26 | — |
Legal name
ÅFJORD SPAREBANK
Org number
937902441
Legal form
Sparebank
NACE code
6419 · Other monetary intermediation
Founded
21. april 1902
Share capital
—
Employees
26 (FTE)
VAT registered
No
Audit selected
No
Last report
2021-12-31
Financial year
January – December
Signatory rights
Styrets leder alene, daglig leder alene eller to styremedlemmer i fellesskap.
Address
Stordalsveien 1, 7170 Åfjord
Website
www.afjord-sparebank.no
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| Item | 2017 | 2018 | 2019 | 2020 | 2021 |
|---|---|---|---|---|---|
| Revenue | 0 | 0 | 0 | 1 284 | 16 379 |
| Staff expenses | −13 868 | −14 665 | −14 205 | −14 818 | −21 200 |
| EBITDA | −36 238 | −38 849 | −37 060 | −40 405 | −25 532 |
| Depreciation & amort. | −0 | −1 330 | −1 075 | −1 064 | −1 900 |
| EBIT | −36 238 | −40 179 | −38 135 | −41 469 | −27 432 |
| Net financials | −3 548 | −3 425 | −4 273 | −3 031 | 916 |
| Profit before tax | −39 786 | −43 604 | −42 408 | −44 500 | −26 516 |
| Tax | −2 704 | −4 564 | −5 180 | −4 328 | −0 |
| Net profit | −37 082 | −39 040 | −37 228 | 11 876 | −26 516 |
| Item | 2017 | 2018 | 2019 | 2020 | 2021 |
|---|---|---|---|---|---|
| Total assets | 2 492 011 | 2 688 514 | 2 500 139 | 2 606 073 | 2 815 367 |
| Equity | 217 620 | 226 564 | 241 733 | 276 072 | 316 805 |
| Long-term debt | −53 | −53 | −53 | −53 | −53 |
| Short-term debt | 0 | 0 | 0 | 0 | 0 |
| Total debt | 2 274 338 | 2 461 897 | 2 258 353 | 2 329 949 | 2 498 508 |
EBITDA margin
-155.9%
This company
15.8%
Market median
-1087% vs market
20172021
Equity ratio
11.3%
This company
38.2%
Market median
-70% vs market
20172021
Return on equity
-8.4%
This company
18.4%
Market median
-146% vs market
20172021
Net profit margin
-161.9%
This company
8.1%
Market median
-2099% vs market
20172021
Asset turnover
0.01×
This company
1.12×
Market median
-99% vs market
20172021
Debt / equity
7.89×
This company
0.62×
Market median
-1173% vs market
20172021
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
- Annual report 2019Filed via Brønnøysundsregistrene · Period 2019-01-01 – 2019-12-31
- Annual report 2018Filed via Brønnøysundsregistrene · Period 2018-01-01 – 2018-12-31
- Annual report 2017Filed via Brønnøysundsregistrene · Period 2017-01-01 – 2017-12-31
| Name | Role | Member since |
|---|---|---|
| Current (4) | ||
EJ Deputy Member | Deputy Member | 2022 |
WK Deputy Member | Deputy Member | 2022 |
IH Chief Executive Officer | Chief Executive Officer | 2018 |
NA Deputy Member | Deputy Member | 2022 |
| Former (1) | ||
MA Deputy Member | Deputy Member | 2021 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (5) | ||
| Board of Directors | 2022 | |
| Board of Directors | 2022 | |
| Chairman | 2022 | |
| Deputy Chairman | 2022 | |
| Board of Directors | 2022 | |
| Former (2) | ||
| Board of Directors | 2021 – 2021 | |
| Board of Directors | 2021 – 2022 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 9.6% | 9.6% | 2022 | |
| Company | 7.2% | 7.2% | 2022 | |
| Company | 6% | 6% | 2022 | |
| Company | 4.8% | 4.8% | 2022 | |
| Company | 4.8% | 4.8% | 2022 | |
| Individual | 4.8% | 4.8% | 2022 | |
| Company | 4.8% | 4.8% | 2022 | |
| Company | 4.7% | 4.7% | 2022 | |
| Individual | 4.5% | 4.5% | 2022 | |
| Individual | 3.61% | 3.61% | 2022 | |
| Company | 2.9% | 2.9% | 2022 | |
| Company | 2.57% | 2.57% | 2022 | |
| Company | 2.4% | 2.4% | 2022 | |
| Individual | 2.4% | 2.4% | 2022 | |
| Company | 2.4% | 2.4% | 2022 | |
| Company | 2.4% | 2.4% | 2022 | |
| Individual | 1.4% | 1.4% | 2022 | |
| Company | 1.31% | 1.31% | 2022 | |
| Company | 1.2% | 1.2% | 2022 | |
| Company | 1.2% | 1.2% | 2022 | |
| Individual | 1.19% | 1.19% | 2022 | |
| Company | 1.03% | 1.03% | 2022 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Erling Syltern Invest As
ÅFJORD SPAREBANK Board members of ÅFJORD SPAREBANK also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Endre Johnny Stormo | Deputy Member | 0 companies |
| Wenche Kristiansen | Deputy Member | 0 companies |
| Marit Aune Næss | Deputy Member | 0 companies |
| Inge Hårstad | Chief Executive Officer | 0 companies |
| Nils Asle Dolmseth | Deputy Member | 0 companies |
| Frida Fagergård Stjern | Board of Directors | 0 companies |
| Siri Stjern-Strøm | Board of Directors | 0 companies |
| Tove Børmark | Board of Directors | 0 companies |
| Elin Merete Harbak | Board of Directors | 0 companies |
| Arnar Utseth | Chairman | 0 companies |
| Hilde Nordløkken | Deputy Chairman | 0 companies |
| Roger Harsvik | Board of Directors | 0 companies |