Riskpilot← Back to searchSign inGet full accessSPAREBANK 1 SMN
SPAActiveOrg 937901003Søndre Gate 4, 7011 TrondheimOther monetary intermediation · NACE 6419Est. 1823941 employeeswww.smn.no
Revenue 2024
NOK 1,3B
+18% vs 2023
EBITDA margin
-48.9%
+13% vs 2023
Equity ratio
10.7%
Financial strength
Net profit 2024
NOK 670M
+66% vs 2023
| Revenue | NOK 1,3B | +18% |
| EBITDA | NOK -643M | +13% |
| Net profit | NOK 670M | +66% |
| Total assets | NOK 242,7B | +6% |
| Equity | NOK 25,9B | +3% |
| Employees | 941 | — |
Legal name
SPAREBANK 1 SMN
Org number
937901003
Legal form
Sparebank
NACE code
6419 · Other monetary intermediation
Founded
26. mai 1823
Share capital
—
Employees
941 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Signatory rights
Styrets leder alene. Daglig leder alene. To styremedlemmer i fellesskap.
Company purpose
Drive virksomhet som bank og for øvrig drive og delta i virksomhet som sparebanken kan utføre i henhold til tillatelser og den til enhver tid gjeldende lovgivning.
Address
Søndre Gate 4, 7011 Trondheim
Phone
+4791507300
Email
smn@smn.no
Website
www.smn.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 1 205 000 | 1 306 000 | 0 | 1 117 000 | 1 315 000 |
| Staff expenses | −1 283 000 | −1 207 000 | −1 324 000 | −1 679 000 | −1 827 000 |
| EBITDA | −172 000 | 7 000 | −1 425 000 | −741 000 | −643 000 |
| Depreciation & amort. | −98 000 | −91 000 | −73 000 | −111 000 | −126 000 |
| EBIT | −270 000 | −84 000 | −1 498 000 | −852 000 | −769 000 |
| Net financials | 301 000 | 246 000 | −152 000 | 1 256 000 | 1 439 000 |
| Profit before tax | 31 000 | 162 000 | −1 650 000 | 404 000 | 670 000 |
| Tax | −0 | −0 | −632 000 | −0 | −0 |
| Net profit | 31 000 | 162 000 | −1 018 000 | 404 000 | 670 000 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 182 870 000 | 193 165 000 | 218 085 000 | 229 021 000 | 242 725 000 |
| Equity | 18 092 000 | 19 356 000 | 20 887 000 | 25 150 000 | 25 898 000 |
| Long-term debt | −10 000 | −8 000 | −7 000 | −9 000 | −8 000 |
| Short-term debt | 0 | 0 | 0 | 0 | 0 |
| Total debt | 164 768 000 | 173 801 000 | 197 192 000 | 203 864 000 | 216 820 000 |
EBITDA margin
-48.9%
This company
15.8%
Market median
-409% vs market
20202024
Equity ratio
10.7%
This company
38.2%
Market median
-72% vs market
20202024
Return on equity
2.6%
This company
18.4%
Market median
-86% vs market
20202024
Net profit margin
51.0%
This company
8.1%
Market median
+530% vs market
20202024
Asset turnover
0.01×
This company
1.12×
Market median
-99% vs market
20202024
Debt / equity
8.37×
This company
0.62×
Market median
-1250% vs market
20202024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (3) | ||
JJ Chief Executive Officer | Chief Executive Officer | 2019 |
OL Deputy Member | Deputy Member | 2023 |
RG Deputy Member | Deputy Member | 2025 |
| Former (1) | ||
KN Deputy Member | Deputy Member | 2022 – 2023 |
| Name | Role | Member since |
|---|---|---|
| Current (10) | ||
| Deputy Chairman | 2022 | |
| Board of Directors | 2022 | |
| Board of Directors | 2022 | |
| Chairman | 2022 | |
| Board of Directors | 2022 | |
| Board of Directors | 2023 | |
| Board of Directors | 2023 | |
| Board of Directors | 2022 | |
| Board of Directors | 2026 | |
| Board of Directors | 2024 | |
| Former (4) | ||
| Board of Directors | 2022 – 2023 | |
| Board of Directors | 2022 – 2024 | |
| Board of Directors | 2021 – 2022 | |
| Board of Directors | 2022 – 2023 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 7.26% | 7.26% | 2024 | |
State Street Bank And Trust Comp | Company | 5.73% | 5.73% | 2024 |
J.P. Morgan Se | Company | 5.25% | 5.25% | 2024 |
| Company | 4.49% | 4.49% | 2024 | |
Jpmorgan Chase Bank, N.A., London | Company | 3.38% | 3.38% | 2024 |
| Company | 3.29% | 3.29% | 2024 | |
The Northern Trust Comp, London Br | Company | 2.82% | 2.82% | 2024 |
| Individual | 2.44% | 2.44% | 2022 | |
| Company | 2.38% | 2.38% | 2024 | |
Skandinaviska Enskilda Banken Ab | Company | 2.32% | 2.32% | 2024 |
| Company | 2.23% | 2.23% | 2024 | |
The Bank Of New York Mellon | Company | 2.17% | 2.17% | 2024 |
| Company | 2.09% | 2.09% | 2024 | |
| Company | 2.04% | 2.04% | 2023 | |
| Individual | 1.97% | 1.97% | 2022 | |
| Individual | 1.8% | 1.8% | 2022 | |
| Company | 1.46% | 1.46% | 2024 | |
| Company | 1.4% | 1.4% | 2024 | |
| Individual | 1.39% | 1.39% | 2022 | |
| Company | 1.38% | 1.38% | 2024 | |
The Bank Of New York Mellon Sa/Nv | Company | 1.34% | 1.34% | 2024 |
| Company | 1.28% | 1.28% | 2023 | |
| Company | 1.27% | 1.27% | 2024 | |
Rbc Investor Services Trust | Company | 1.26% | 1.26% | 2024 |
| Individual | 1.19% | 1.19% | 2022 | |
Brown Brothers Harriman & Co. | Company | 1.08% | 1.08% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
SPAREBANK 1 SMN (this company)
SPAREBANK 1 KUNDEPLEIE ASBoard members of SPAREBANK 1 SMN also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Jan-Frode Janson | Chief Executive Officer | 0 companies |
| Karin Norli | Deputy Member | 0 companies |
| Oddny Lysberg | Deputy Member | 0 companies |
| Runar Gretland | Deputy Member | 0 companies |
| Christian Stav | Deputy Chairman | 0 companies |
| Morten Loktu | Board of Directors | 0 companies |
| Inge Lindseth | Board of Directors | 0 companies |
| Christina Straub | Board of Directors | 0 companies |
| Tonje Eskeland Foss | Board of Directors | 0 companies |
| Kjell Bjordal | Chairman | 0 companies |
| Mette Kamsvåg | Board of Directors | 0 companies |
| Ingrid Finboe Svendsen | Board of Directors | 0 companies |
| Kristian Sætre | Board of Directors | 0 companies |
| Freddy Aursø | Board of Directors | 0 companies |
| Janne Thyø Thomsen | Board of Directors | 0 companies |
| Marit Arnstad | Board of Directors | 0 companies |
| Eli Skrøvset | Board of Directors | 0 companies |
| Nina Olufsen | Board of Directors | 0 companies |