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SPAActiveOrg 832554332Jonsvollsgaten 2, 5011 BergenOther monetary intermediation · NACE 6419Est. 19821325 employeeswww.spv.no
Revenue 2024
NOK 1,6B
+28% vs 2023
EBITDA margin
9.6%
+258% vs 2023
Equity ratio
10.5%
Financial strength
Net profit 2024
NOK 7,7B
+35% vs 2023
| Revenue | NOK 1,6B | +28% |
| EBITDA | NOK 150M | +258% |
| Net profit | NOK 7,7B | +35% |
| Total assets | NOK 214,5B | +14% |
| Equity | NOK 22,5B | +12% |
| Employees | 1325 | — |
Legal name
SPAREBANKEN NORGE
Org number
832554332
Legal form
Sparebank
NACE code
6419 · Other monetary intermediation
Founded
1. oktober 1982
Share capital
—
Employees
1325 (FTE)
VAT registered
Yes
Audit selected
No
Last report
2024-12-31
Financial year
January – December
Company purpose
Sparebanken norge sitt formål er å levere forretninger og tjenester som det er vanlig eller naturlig at sparebanker kan utføre i henhold til den til enhver tid gjeldende lovgivning og de til enhver tid gitte konsesjoner. Sparebanken norge kan yte investeringstjenester og tilknyttede tjenester innenfor de til enhver tid gitte konsesjoner.
Address
Jonsvollsgaten 2, 5011 Bergen
Website
www.spv.no
Risika for professionals
Risika provides regulated workflow tools for finance, procurement and compliance teams that need monitoring, alerts and an API.
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Revenue | 1 039 000 | 1 258 000 | 1 248 000 | 1 224 000 | 1 565 000 |
| Staff expenses | −589 000 | −663 000 | −706 000 | −743 000 | −830 000 |
| EBITDA | −9 000 | 164 000 | 29 000 | −95 000 | 150 000 |
| Depreciation & amort. | −208 000 | −205 000 | −208 000 | −184 000 | −171 000 |
| EBIT | −217 000 | −41 000 | −179 000 | −279 000 | −21 000 |
| Net financials | 156 000 | 39 000 | 96 000 | 5 948 000 | 7 678 000 |
| Profit before tax | −61 000 | −2 000 | −83 000 | 5 669 000 | 7 657 000 |
| Tax | −0 | −0 | −0 | −0 | −0 |
| Net profit | −61 000 | −2 000 | −83 000 | 5 669 000 | 7 657 000 |
| Item | 2020 | 2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Total assets | 130 414 000 | 138 191 000 | 161 761 000 | 187 596 000 | 214 483 000 |
| Equity | 17 159 000 | 17 744 000 | 19 313 000 | 20 214 000 | 22 545 000 |
| Long-term debt | −118 000 | −122 000 | −129 000 | −155 000 | −182 000 |
| Short-term debt | 0 | 0 | 0 | 0 | 0 |
| Total debt | 113 137 000 | 120 325 000 | 142 319 000 | 167 226 000 | 191 756 000 |
EBITDA margin
9.6%
This company
15.8%
Market median
-39% vs market
20202024
Equity ratio
10.5%
This company
38.2%
Market median
-73% vs market
20202024
Return on equity
34.0%
This company
18.4%
Market median
+85% vs market
20202024
Net profit margin
489.3%
This company
8.1%
Market median
+5941% vs market
20202024
Asset turnover
0.01×
This company
1.12×
Market median
-99% vs market
20202024
Debt / equity
8.51×
This company
0.62×
Market median
-1273% vs market
20202024
- Annual report 2024Filed via Brønnøysundsregistrene · Period 2024-01-01 – 2024-12-31
- Annual report 2023Filed via Brønnøysundsregistrene · Period 2023-01-01 – 2023-12-31
- Annual report 2022Filed via Brønnøysundsregistrene · Period 2022-01-01 – 2022-12-31
- Annual report 2021Filed via Brønnøysundsregistrene · Period 2021-01-01 – 2021-12-31
- Annual report 2020Filed via Brønnøysundsregistrene · Period 2020-01-01 – 2020-12-31
| Name | Role | Member since |
|---|---|---|
| Current (9) | ||
EK Deputy Member | Deputy Member | 2025 |
BY Deputy Member | Deputy Member | 2025 |
ED Deputy Member | Deputy Member | 2025 |
MS Deputy Member | Deputy Member | 2025 |
EE Deputy Member | Deputy Member | 2025 |
TS Deputy Member | Deputy Member | 2025 |
AH Deputy Member | Deputy Member | 2022 |
KM Deputy Member | Deputy Member | 2022 |
TR Deputy Member | Deputy Member | 2025 |
| Former (1) | ||
PK Deputy Member | Deputy Member | 2020 – 2022 |
| Name | Role | Member since |
|---|---|---|
| Current (8) | ||
| Board of Directors | 2022 | |
| Chairman | 2022 | |
| Board of Directors | 2025 | |
| Board of Directors | 2024 | |
| Board of Directors | 2025 | |
| Board of Directors | 2025 | |
| Deputy Chairman | 2022 | |
| Board of Directors | 2025 | |
| Former (1) | ||
| Board of Directors | 2022 – 2024 | |
| Shareholder | Type | Ownership | Votes | Since |
|---|---|---|---|---|
| Company | 10.9% | 10.9% | 2024 | |
| Company | 7.67% | 7.67% | 2023 | |
Geveran Trading Company Ltd | Company | 4.01% | 4.01% | 2024 |
Geveran Trading Company Ltd | Company | 4.01% | 4.01% | 2023 |
| Individual | 3.92% | 3.92% | 2022 | |
| Company | 2.98% | 2.98% | 2024 | |
J.P. Morgan Se | Company | 3.48% | 3.48% | 2024 |
| Company | 3.25% | 3.25% | 2024 | |
| Company | 3.18% | 3.18% | 2024 | |
State Street Bank And Trust Comp | Company | 2.33% | 2.33% | 2024 |
| Company | 2.87% | 2.87% | 2024 | |
Brown Brothers Harriman & Co. | Company | 2.55% | 2.55% | 2024 |
| Company | 2.53% | 2.53% | 2024 | |
| Company | 2.29% | 2.29% | 2024 | |
| Company | 1.72% | 1.72% | 2024 | |
| Individual | 1.99% | 1.99% | 2022 | |
The Bank Of New York Mellon Sa/Nv | Company | 1.82% | 1.82% | 2024 |
| Company | 1.82% | 1.82% | 2024 | |
| Individual | 1.58% | 1.58% | 2022 | |
| Individual | 1.25% | 1.25% | 2022 | |
The Bank Of New York Mellon | Company | 1.44% | 1.44% | 2024 |
| Company | 1.19% | 1.19% | 2024 | |
| Company | 1.19% | 1.19% | 2023 | |
| Company | 1.18% | 1.18% | 2022 | |
| Individual | 1.17% | 1.17% | 2022 | |
| Company | 1.09% | 1.09% | 2024 | |
| Company | 1.08% | 1.08% | 2024 | |
Dnb Bank Asa | Company | 1.04% | 1.04% | 2024 |
| Individual | 0.15% | 0.15% | 2024 | |
| Individual | 0.01% | 0.01% | 2024 | |
| Individual | 0.01% | 0.01% | 2024 | |
| Individual | 0.01% | 0.01% | 2024 | |
| Individual | 0% | 0% | 2024 | |
| Individual | 0% | 0% | 2024 | |
| Individual | 0% | 0% | 2024 | |
| Individual | 0% | 0% | 2024 | |
| Individual | 0% | 0% | 2024 | |
| Individual | 0% | 0% | 2024 | |
| Individual | 0% | 0% | 2024 | |
| Individual | 0% | 0% | 2024 |
Beneficial ownership (UBO) data access is restricted in Denmark as of September 2025 per the EU 6th AML Directive. Learn more.
Svele As
SPAREBANKEN NORGE Board members of SPAREBANKEN NORGE also hold positions in 0 other companies.
| Person | Role here | Other companies |
|---|---|---|
| Elisabet Kjerstad Bøe | Deputy Member | 0 companies |
| Britt Ytterbø | Deputy Member | 0 companies |
| Elin Dragland | Deputy Member | 0 companies |
| Merete Steinvåg Østby | Deputy Member | 0 companies |
| Eiliv Engelsen | Deputy Member | 0 companies |
| Pål Kårbø | Deputy Member | 0 companies |
| Thomas Schulz | Deputy Member | 0 companies |
| Atle Harald Sandtorv | Deputy Member | 0 companies |
| Karen Margrete Riisnes | Deputy Member | 0 companies |
| Trond Randøy | Deputy Member | 0 companies |
| Christine Sagen Helgø | Board of Directors | 0 companies |
| Arild Hugleik Bødal | Chairman | 0 companies |
| Mette Ramfjord Harv | Board of Directors | 0 companies |
| Mariann Vågnes Reite | Board of Directors | 0 companies |
| Hans Arthur Frigstad | Board of Directors | 0 companies |
| Erik Edvard Tønnesen | Board of Directors | 0 companies |
| Magne Morken | Deputy Chairman | 0 companies |
| Tina Maria Kvale | Board of Directors | 0 companies |
| Kirsti Lovise Slotsvik | Board of Directors | 0 companies |